PRIVACY NOTICE

Buckman, Buckman & Reid, Inc.
Buckman Advisory Group, LLC

Our Commitment to Your Privacy

Buckman, Buckman & Reid, Inc. (“BB&R”) and Buckman Advisory Group, LLC (“BAG”) respect your privacy and are committed to protecting the confidentiality and security of your personal and financial information.

We recognize that you have entrusted us with important personal information. We maintain administrative, technical, physical, and procedural safeguards designed to protect that information and use it only for legitimate business purposes and as permitted or required by law.

Information We Collect

In providing brokerage, investment advisory, financial planning, and related financial services, we may collect nonpublic personal information about you from several sources, including:

• Information you provide on account applications, agreements, questionnaires, forms, and other documents;
• Information you provide to our financial professionals and employees;
• Information about your transactions, investments, accounts, balances, and holdings with us or others;
• Information obtained from clearing firms, custodians, financial institutions, investment companies, insurance companies, and other financial service providers;
• Information obtained from consumer reporting agencies or other permitted third-party sources;
• Information provided through our website, client portal, mobile applications, or other electronic communications; and
• Other information necessary to provide financial products and services, meet regulatory requirements, prevent fraud, or protect your accounts.

Depending upon the services provided, this information may include your name, address, telephone number, email address, Social Security or taxpayer identification number, date of birth, employment information, income, net worth, investment objectives, risk tolerance, account information, transaction history, tax information, and other financial information.

How We Use Your Information

We use personal information primarily to establish and maintain your relationship with us and to provide the financial products and services you request.

This may include using information to:

• Open, maintain, and service your accounts;
• Process securities transactions and other financial transactions;
• Provide investment advisory and financial planning services;
• Communicate with you regarding your accounts and services;
• Maintain required books and records;
• Meet legal and regulatory obligations;
• Detect and prevent fraud or unauthorized activity;
• Protect the security of our systems and client information; and
• Improve the services and technology we provide to our clients.

Information We Share

BB&R and BAG do not sell your nonpublic personal information to unaffiliated third parties.

We do not disclose nonpublic personal information about current or former clients to nonaffiliated third parties except as permitted or required by law or as necessary to provide financial products and services to you.

Information may be shared with organizations such as:

• Clearing firms and custodians;
• Banks and other financial institutions;
• Investment companies and investment managers;
• Insurance companies;
• Account aggregation and financial planning providers;
• Technology, software, cybersecurity, data processing, and recordkeeping providers;
• Accountants, attorneys, auditors, consultants, and other professional service providers;
• Regulators, governmental agencies, law enforcement, courts, or other authorities when required or permitted by law; and
• Other parties when authorized or directed by you.

We may also disclose information when reasonably necessary to process or service a transaction, protect against fraud or unauthorized activity, protect the security or confidentiality of our records, resolve client disputes or inquiries, or comply with applicable laws and regulatory requirements.

Service providers that receive confidential client information are expected to appropriately safeguard that information and use it only for authorized purposes.

We Do Not Sell Your Information

We do not sell your personal or financial information.

We also do not disclose your nonpublic personal information to unaffiliated third parties for their independent marketing purposes except where permitted by law and appropriately disclosed to you.

Because our sharing of information is limited to circumstances permitted by law and necessary to provide services or satisfy legal and regulatory requirements, an opt-out generally does not apply to these permitted disclosures.

How We Protect Your Information

We maintain administrative, technical, physical, and procedural safeguards designed to protect the confidentiality and security of client information.

These safeguards include, as appropriate:

• Restricted access to client information;
• Electronic security protections;
• Physical security measures;
• Cybersecurity controls and monitoring;
• Authentication and access controls;
• Employee training;
• Vendor and service-provider oversight;
• Policies and procedures addressing the handling of confidential information;
• Procedures designed to detect and respond to unauthorized access or use of client information; and
• Appropriate disposal and retention practices for client information.

Access to nonpublic personal information is limited to employees and authorized persons who require access for legitimate business purposes.

Cybersecurity and Unauthorized Access

BB&R and BAG maintain policies and procedures designed to identify, respond to, and recover from unauthorized access to or use of customer information.

If we determine that sensitive customer information has been accessed or used without authorization, we will investigate the incident and take appropriate action in accordance with applicable law and regulatory requirements.

Where notification to affected individuals is required, we will provide notification in accordance with applicable legal and regulatory requirements.

Former Clients

Our responsibility to protect your nonpublic personal information does not end when your account is closed or your relationship with us terminates.

We maintain the same general privacy policies and safeguards with respect to information concerning former clients and disclose such information only as permitted or required by law.

Employee Access to Information

Our employees and associated persons are expected to maintain the confidentiality of client information.

Access to personal and financial information is restricted to individuals who need the information to perform their job responsibilities, provide services to clients, supervise activities, or satisfy legal and regulatory obligations.

Employees and associated persons are required to comply with our privacy, information-security, and cybersecurity policies and procedures.

Online and Electronic Information

When you interact with our websites, client portals, mobile applications, or other electronic services, certain information may be collected automatically, such as device information, browser information, IP address, login activity, and website usage information.

This information may be used to maintain security, authenticate users, improve functionality, monitor system performance, detect potentially unauthorized activity, and improve the client experience.

Third-party technology providers that support these services may process information on our behalf subject to applicable contractual, privacy, and security requirements.

Your Role in Protecting Your Information

We encourage clients to help protect their personal information by:

• Maintaining strong and unique passwords;
• Protecting account credentials;
• Using available multifactor authentication;
• Reviewing account statements and activity;
• Avoiding transmission of sensitive information through unsecured methods; and
• Promptly notifying us of suspected fraud, unauthorized account activity, or compromised credentials.

We will never ask you to provide passwords or other sensitive account credentials through an unsolicited email.

Changes to Our Privacy Practices

We periodically review our privacy, information-security, and cybersecurity practices.

If our privacy policies or information-sharing practices change in a manner requiring additional notice, we will provide an updated or revised notice as required by applicable law.

Questions About Your Privacy

If you have questions concerning this Privacy Notice, the security of your information, or our privacy practices, please contact your financial professional or:

Buckman, Buckman & Reid, Inc.
Buckman Advisory Group, LLC
44 Church Street
Little Silver, New Jersey 07739
732-530-0303
rpanno@buckmanbuckman.com

Effective Date: August 2026

This Privacy Notice applies to Buckman, Buckman & Reid, Inc. and Buckman Advisory Group, LLC and describes their policies and practices concerning nonpublic personal information.